题目：微型贷款中的机会共创
主讲人：孙黎助理教授（美国密苏比大学Bloch12BET）
时间：2014年6月24日 （星期二）上午10:00
地点：主楼216会议室
主讲人简介：
执教於堪萨斯城密苏里大学12BET全球创新与创业系，博士生课程导师，阿灵顿德州大学EMBA课程客座教授，达拉斯德州大学全球战略管理博士，香港中文大学哲学硕士、中国人民大学学士，浙江宣平人。他对战略管理、国际企业与公司创新有深入的研究，共有21篇英文文章在西方管理学报上发表，其中一篇比较中美企业购并的论文、一篇中国公司治理论文在国际顶尖的《战略管理学报》(Strategic Management Journal)发表，战略的制度观论文在《12BET视野》（Academy of Management Perspectives）发表。孙黎博士著有12本独立著作，5本第一作者著作；2本第二作者著作，是《亚洲管理科学与应用学报》(Asian Journal of Management Science and Applications)、《全球商务研究学报》 (Journal of Global Commerce Research)编辑，是《12BET视野》（Academy of Management Perspectives）,《国际企业研究学报》(Journal of International Business Studies)等学报与教科书的特约审稿人。
内容简介：
Microfinance is a social innovation to alleviate poverty by providing small, unsecured loans to local indigent entrepreneurs. Many borrowers use microfinance loans to seed their small entrepreneurial businesses. However, high interest rates charged by microfinance institutions (MFIs) are likely to increase the financial burden of those borrowers. In this study, we adopt an opportunity co-creation perspective to analyze the factors that affect microfinance interest rates. We argue that new opportunities in a social venture could be co-created by multiple stakeholders, including MFIs, the borrower community, women borrowers, governments, MFI managers, and employees. With 4,162 organization-year observations from 2003 to 2011 across 92 countries, which were collected from the Microfinance Information Exchange (MIX) and other data sources, our empirical results largely support our hypotheses on interest rate setting. Our opportunity co-creation perspective significantly extends the current understanding on microfinance and provides important managerial implications.
（承办：组织与人力资源管理系）
